Repair Your Credit
All By Yourself
Fast and Easy.
Create and mail out your dispute letters to all 3 credit bureaus in under 5 minutes. No lawyer, no credit repair company, no monthly fees.
Create AccountIt's free to repair your credit with ProSettle
All You Need is a Few Minutes
Create and mail out your dispute letters in under 5 minutes.
Sign Up
Enroll with ProSettle. Takes just a few minutes and it's completely free.
Dispute Accounts
Select the accounts you want to dispute. Our software automatically identifies negative items and recommends the best dispute strategy.
Letters Sent
Your dispute letters are mailed to all 3 credit bureaus — Equifax, Experian, and TransUnion. Sit back while they do the work.
Dispute Any Account
With all 3 credit bureaus — Equifax, Experian, and TransUnion.
Our Pricing
It's free to repair your credit with ProSettle.
Free Forever
- Create your dispute letters instantly
- Dispute with Equifax, Experian & TransUnion
- Download or email your letters anytime
- Update and re-dispute every 30 days
- Available in all 50 states
Optional: purchase a 3-bureau credit report to let our software automatically identify and dispute your negative accounts for you.
Create Your Free AccountFrequently Asked Questions
How long does it take?
Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.
Do I have to print and mail the letters?
You will have the option to pay a small fee to have your letters printed and mailed by a third-party company. You can also print and mail the letters yourself, or email them to yourself and download them at any time from the client portal.
How do I know which accounts to dispute?
Our software automatically identifies the negative accounts on your credit report and provides recommended dispute options based on the account type and other details. We make it easy to repair your credit yourself.
Can I use this in any state?
Yes! We offer this service in all 50 states.
Which bureaus are disputed?
Disputes are sent to all three major bureaus: Equifax, Experian, and TransUnion.
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Repair your credit yourself — no lawyers, no credit repair companies, no monthly fees.
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